/* =========================================================
   SEGUROS GANDÍA — Hoja de estilos compartida
   Paleta: azul marino + verde aval (confianza) + latón (marca)
   Tipografías: Archivo (display) + Inter (texto)
   ========================================================= */

:root{
  --azul-marino: #10263F;
  --azul-marino-2: #16324F;
  --aval: #146B63;
  --aval-suave: #E6EFEC;
  --laton: #B98D46;
  --laton-suave: #F3E9D6;
  --fondo: #F7F4EE;
  --fondo-alt: #FFFFFF;
  --texto: #1C2526;
  --texto-suave: #4E5A5C;
  --borde: #E1DCD0;
  --alerta: #B5493C;

  --fuente-display: "Archivo", "Inter", system-ui, sans-serif;
  --fuente-texto: "Inter", system-ui, sans-serif;

  --radio: 14px;
  --radio-chico: 8px;
  --sombra: 0 10px 30px rgba(16,38,63,0.10);
  --sombra-alta: 0 18px 45px rgba(16,38,63,0.16);
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--fuente-texto);
  color:var(--texto);
  background:var(--fondo);
  line-height:1.55;
}
img{max-width:100%;display:block;}
a{color:inherit;text-decoration:none;}
h1,h2,h3,h4{
  font-family:var(--fuente-display);
  margin:0 0 .5em;
  letter-spacing:-0.01em;
  color:var(--azul-marino);
}
h1{font-size:clamp(2.1rem,4vw,3.2rem); line-height:1.08;}
h2{font-size:clamp(1.5rem,2.6vw,2.1rem); line-height:1.15;}
h3{font-size:1.25rem;}
p{margin:0 0 1em;}
.container{
  max-width:1180px;
  margin:0 auto;
  padding:0 24px;
}
section{padding:72px 0;}
section.compacta{padding:44px 0;}

.eyebrow{
  display:inline-flex;
  align-items:center;
  gap:8px;
  font-size:.78rem;
  font-weight:700;
  text-transform:uppercase;
  letter-spacing:.09em;
  color:var(--aval);
  margin-bottom:14px;
}
.eyebrow::before{
  content:"";
  width:22px;height:2px;
  background:var(--laton);
  display:inline-block;
}
.centrado{text-align:center;}
.lead{font-size:1.12rem;color:var(--texto-suave);max-width:640px;}
.centrado .lead{margin-left:auto;margin-right:auto;}
.grid{display:grid;gap:28px;}
.grid-2{grid-template-columns:repeat(2,1fr);}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-5{grid-template-columns:repeat(5,1fr);}
@media (max-width:900px){
  .grid-2,.grid-3,.grid-5{grid-template-columns:1fr;}
}

.boton{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:14px 26px;
  border-radius:999px;
  font-weight:700;
  font-size:.98rem;
  cursor:pointer;
  border:2px solid transparent;
  transition:transform .15s ease, box-shadow .15s ease, background .15s ease;
}
.boton:hover{transform:translateY(-2px);}
.boton-primario{
  background:var(--aval);
  color:#fff;
  box-shadow:var(--sombra);
}
.boton-primario:hover{background:#0F5A53;box-shadow:var(--sombra-alta);}
.boton-secundario{
  background:transparent;
  color:var(--azul-marino);
  border-color:var(--azul-marino);
}
.boton-secundario:hover{background:var(--azul-marino);color:#fff;}
.boton-laton{
  background:var(--laton);
  color:#fff;
}
.boton-laton:hover{background:#a17b3b;}
.boton-whatsapp{
  background:#1E8E5A;
  color:#fff;
}
.boton-whatsapp:hover{background:#166B44;}
.boton-bloque{width:100%;justify-content:center;}

header.cabecera{
  position:sticky;top:0;z-index:1000;
  background:rgba(247,244,238,.94);
  backdrop-filter:blur(8px);
  border-bottom:1px solid var(--borde);
}
.barra-superior{
  background:var(--azul-marino);
  color:#EFE7D6;
  font-size:.82rem;
}
.barra-superior .container{
  display:flex;justify-content:space-between;align-items:center;
  padding-top:7px;padding-bottom:7px;
  flex-wrap:wrap;gap:6px;
}
.barra-superior a{color:#EFE7D6;}
.barra-superior a:hover{color:var(--laton-suave);}
.nav-principal{
  display:flex;align-items:center;justify-content:space-between;
  padding:14px 0;
}
.marca{
  display:flex;align-items:center;gap:12px;
  font-family:var(--fuente-display);
  font-weight:800;font-size:1.28rem;
  color:var(--azul-marino);
}
.marca img{height:44px;width:auto;}
.marca .eslogan{
  display:block;
  font-family:var(--fuente-texto);
  font-weight:500;
  font-size:.68rem;
  color:var(--texto-suave);
  text-transform:uppercase;
  letter-spacing:.07em;
}
nav.menu{display:flex;align-items:center;gap:6px;}
nav.menu > a, .desplegable > button{
  font-weight:600;font-size:.95rem;color:var(--azul-marino);
  padding:10px 16px;border-radius:999px;
  background:none;border:none;cursor:pointer;
  font-family:var(--fuente-texto);
  display:flex;align-items:center;gap:6px;
}
nav.menu > a:hover, .desplegable > button:hover{background:var(--aval-suave);}
.desplegable{position:relative;}
.desplegable-panel{
  position:absolute;top:calc(100% + 8px);left:0;
  background:#fff;border:1px solid var(--borde);
  border-radius:var(--radio);
  box-shadow:var(--sombra-alta);
  min-width:290px;
  padding:10px;
  display:none;
  flex-direction:column;
  gap:2px;
}
.desplegable.abierto .desplegable-panel{display:flex;}
.desplegable-panel a{
  display:flex;flex-direction:column;gap:2px;
  padding:11px 14px;border-radius:var(--radio-chico);
  color:var(--azul-marino);font-weight:600;font-size:.92rem;
}
.desplegable-panel a small{font-weight:400;color:var(--texto-suave);font-size:.8rem;}
.desplegable-panel a:hover{background:var(--fondo);}
.desplegable-panel .ver-todos{
  border-top:1px solid var(--borde);margin-top:6px;padding-top:10px;
  color:var(--aval);font-size:.85rem;font-weight:700;
}
.acciones-nav{display:flex;align-items:center;gap:10px;}
.boton-menu-movil{
  display:none;background:none;border:none;cursor:pointer;
  width:42px;height:42px;
}
.boton-menu-movil span{
  display:block;width:22px;height:2px;background:var(--azul-marino);
  margin:5px auto;
}
@media (max-width:960px){
  nav.menu{
    position:fixed;inset:0 0 0 auto;width:min(320px,84vw);height:100vh;
    background:#fff;flex-direction:column;align-items:stretch;
    padding:90px 22px 22px;gap:4px;
    transform:translateX(100%);transition:transform .25s ease;
    box-shadow:var(--sombra-alta);
    overflow-y:auto;
  }
  nav.menu.abierto{transform:translateX(0);}
  .desplegable-panel{position:static;box-shadow:none;border:none;padding:4px 0 4px 10px;}
  .desplegable.abierto .desplegable-panel{display:flex;}
  .boton-menu-movil{display:block;}
  .marca .eslogan{display:none;}
}

.hero{
  padding:70px 0 60px;
  background:
    radial-gradient(circle at 85% -10%, rgba(20,107,99,.18), transparent 55%),
    linear-gradient(180deg,#FBF9F4 0%, var(--fondo) 100%);
}
.hero .container{
  display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;
}
@media (max-width:960px){.hero .container{grid-template-columns:1fr;}}
.hero-texto p.lead{margin-top:18px;}
.hero-acciones{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap;}
.hero-confianza{
  display:flex;gap:26px;margin-top:38px;flex-wrap:wrap;
}
.hero-confianza .dato{border-left:3px solid var(--laton);padding-left:12px;}
.hero-confianza .dato strong{
  display:block;font-family:var(--fuente-display);font-size:1.5rem;color:var(--azul-marino);
}
.hero-confianza .dato span{font-size:.82rem;color:var(--texto-suave);}

.hero-panel{
  background:var(--azul-marino);
  color:#fff;
  border-radius:20px;
  padding:34px;
  box-shadow:var(--sombra-alta);
  position:relative;
  overflow:hidden;
}
.hero-panel::before{
  content:"";position:absolute;inset:auto -40% -60% auto;width:260px;height:260px;
  background:radial-gradient(circle, rgba(185,141,70,.35), transparent 70%);
}
.hero-panel h3{color:#fff;font-size:1.15rem;margin-bottom:16px;}
.hero-panel ul{list-style:none;margin:0 0 24px;padding:0;display:flex;flex-direction:column;gap:12px;}
.hero-panel li{display:flex;gap:10px;align-items:flex-start;font-size:.94rem;color:#E7EDEA;}

.sello{
  width:22px;height:22px;flex:none;
  display:inline-flex;align-items:center;justify-content:center;
}
.sello svg{width:100%;height:100%;}
.lista-coberturas{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;}
.lista-coberturas li{display:flex;gap:10px;align-items:flex-start;font-size:.96rem;}
.lista-exclusiones{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:10px;}
.lista-exclusiones li{display:flex;gap:10px;align-items:flex-start;font-size:.94rem;color:var(--texto-suave);}
.lista-exclusiones .sello svg{opacity:.75;}

.tarjetas-seguros{
  display:grid;grid-template-columns:repeat(3,1fr);gap:24px;
}
@media (max-width:960px){.tarjetas-seguros{grid-template-columns:repeat(2,1fr);}}
@media (max-width:640px){.tarjetas-seguros{grid-template-columns:1fr;}}
.tarjeta-seguro{
  background:var(--fondo-alt);
  border:1px solid var(--borde);
  border-radius:var(--radio);
  padding:28px;
  display:flex;flex-direction:column;gap:12px;
  transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease;
}
.tarjeta-seguro:hover{
  transform:translateY(-4px);
  box-shadow:var(--sombra-alta);
  border-color:var(--aval);
}
.tarjeta-seguro .icono-tarjeta{
  width:52px;height:52px;border-radius:12px;
  background:var(--aval-suave);
  display:flex;align-items:center;justify-content:center;
  color:var(--aval);
  margin-bottom:6px;
}
.tarjeta-seguro .icono-tarjeta svg{width:26px;height:26px;}
.tarjeta-seguro h3{margin-bottom:2px;}
.tarjeta-seguro .para-quien{
  font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;
  color:var(--laton);
}
.tarjeta-seguro p{color:var(--texto-suave);font-size:.94rem;margin-bottom:6px;}
.tarjeta-seguro .enlace-tarjeta{
  margin-top:auto;font-weight:700;color:var(--aval);font-size:.92rem;
  display:flex;align-items:center;gap:6px;
}

.franja{
  background:var(--azul-marino);
  color:#fff;
}
.franja h2, .franja h3{color:#fff;}
.franja .lead{color:#CBD7D2;}

.franja-pasos{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;}
@media (max-width:900px){.franja-pasos{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.franja-pasos{grid-template-columns:1fr;}}
.paso{
  background:rgba(255,255,255,.06);
  border:1px solid rgba(255,255,255,.14);
  border-radius:var(--radio);
  padding:24px;
}
.paso .num{
  font-family:var(--fuente-display);font-size:1.6rem;color:var(--laton);margin-bottom:10px;display:block;
}
.paso h4{color:#fff;font-family:var(--fuente-display);margin-bottom:6px;font-size:1.02rem;}
.paso p{color:#CBD7D2;font-size:.9rem;margin:0;}

.panel-formulario{
  background:var(--fondo-alt);
  border:1px solid var(--borde);
  border-radius:20px;
  padding:34px;
  box-shadow:var(--sombra);
}
.panel-formulario h3{margin-bottom:6px;}
.panel-formulario .lead{font-size:.95rem;margin-bottom:22px;}
form .campo{margin-bottom:16px;}
form label{
  display:block;font-size:.85rem;font-weight:700;color:var(--azul-marino);margin-bottom:6px;
}
form input, form select, form textarea{
  width:100%;padding:12px 14px;
  border:1.5px solid var(--borde);
  border-radius:var(--radio-chico);
  font-family:var(--fuente-texto);font-size:.96rem;
  background:#fff;color:var(--texto);
}
form input:focus, form select:focus, form textarea:focus{
  outline:none;border-color:var(--aval);box-shadow:0 0 0 3px var(--aval-suave);
}
form .fila-2{display:grid;grid-template-columns:1fr 1fr;gap:14px;}
@media (max-width:560px){form .fila-2{grid-template-columns:1fr;}}
.campo-legal{font-size:.78rem;color:var(--texto-suave);display:flex;gap:8px;align-items:flex-start;}
.campo-legal input{width:auto;margin-top:3px;}

.tarjetas-municipio{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;}
@media (max-width:900px){.tarjetas-municipio{grid-template-columns:repeat(2,1fr);}}
@media (max-width:560px){.tarjetas-municipio{grid-template-columns:1fr;}}
.tarjeta-municipio{
  background:var(--fondo-alt);border:1px solid var(--borde);border-radius:var(--radio);
  padding:20px;text-align:center;font-weight:700;color:var(--azul-marino);
  transition:border-color .15s ease, transform .15s ease;
}
.tarjeta-municipio:hover{border-color:var(--laton);transform:translateY(-3px);}

.timeline{display:flex;flex-direction:column;gap:0;border-left:2px solid var(--borde);margin-left:8px;}
.timeline .hito{padding:0 0 34px 28px;position:relative;}
.timeline .hito::before{
  content:"";position:absolute;left:-9px;top:2px;width:16px;height:16px;border-radius:50%;
  background:var(--aval);border:3px solid var(--fondo);
}
.timeline .hito strong{color:var(--laton);font-family:var(--fuente-display);display:block;font-size:1.1rem;margin-bottom:4px;}

.faq details{
  background:var(--fondo-alt);border:1px solid var(--borde);border-radius:var(--radio-chico);
  padding:16px 20px;margin-bottom:10px;
}
.faq summary{font-weight:700;color:var(--azul-marino);cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:10px;}
.faq summary::-webkit-details-marker{display:none;}
.faq summary::after{content:"+";font-size:1.3rem;color:var(--laton);}
.faq details[open] summary::after{content:"–";}
.faq p{margin-top:12px;color:var(--texto-suave);}

footer.pie{
  background:var(--azul-marino-2);
  color:#D9E2DE;
  padding:56px 0 0;
}
.pie-grid{
  display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr 1fr;gap:32px;
  padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.12);
}
@media (max-width:1100px){.pie-grid{grid-template-columns:1fr 1fr 1fr;}}
@media (max-width:900px){.pie-grid{grid-template-columns:1fr 1fr;}}
@media (max-width:560px){.pie-grid{grid-template-columns:1fr;}}
.pie-grid h4{color:#fff;font-family:var(--fuente-display);font-size:.92rem;text-transform:uppercase;letter-spacing:.06em;margin-bottom:16px;}
.pie-grid ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px;font-size:.9rem;}
.pie-grid a:hover{color:var(--laton);}
.pie-marca{display:flex;align-items:center;gap:10px;font-family:var(--fuente-display);font-weight:800;color:#fff;font-size:1.15rem;margin-bottom:14px;}
.pie-marca img{height:36px;}
.pie-descripcion{font-size:.88rem;color:#B7C4C0;max-width:320px;}
.pie-otras-webs{display:flex;flex-direction:column;gap:8px;margin-top:14px;}
.pie-otras-webs a{
  font-size:.84rem;color:#B7C4C0;border:1px solid rgba(255,255,255,.18);
  border-radius:999px;padding:7px 14px;display:inline-flex;width:fit-content;
}
.pie-otras-webs a:hover{border-color:var(--laton);color:#fff;}
.ecosistema-footer{
  border-top:1px solid rgba(255,255,255,.12);padding:32px 0;
}
.ecosistema-footer h3{color:#fff;font-size:1rem;margin-bottom:6px;}
.ecosistema-footer > p{color:#B7C4C0;font-size:.88rem;margin-bottom:14px;}
.ecosistema-footer ul{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:10px 32px;}
.ecosistema-footer li{color:#B7C4C0;font-size:.86rem;line-height:1.5;}
.ecosistema-footer a{color:var(--laton);font-weight:700;text-decoration:none;}
.ecosistema-footer a:hover{text-decoration:underline;}
@media (max-width:700px){.ecosistema-footer ul{grid-template-columns:1fr;}}
.pie-legal{
  display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:10px;
  padding:20px 0;font-size:.8rem;color:#8FA09B;
}
.pie-legal a{color:#8FA09B;}
.pie-legal a:hover{color:#fff;}
.pie-legal-enlaces{display:flex;gap:16px;flex-wrap:wrap;}

.whatsapp-flotante{
  position:fixed;right:22px;bottom:22px;z-index:900;
  width:60px;height:60px;border-radius:50%;
  background:#1E8E5A;color:#fff;
  display:flex;align-items:center;justify-content:center;
  box-shadow:0 10px 26px rgba(30,142,90,.45);
  transition:transform .15s ease;
}
.whatsapp-flotante:hover{transform:scale(1.08);}
.whatsapp-flotante svg{width:30px;height:30px;}

.migas{font-size:.82rem;color:var(--texto-suave);padding:18px 0 0;}
.migas a{color:var(--aval);font-weight:600;}

.cabecera-producto{
  padding:54px 0 20px;
  background:linear-gradient(180deg,#FBF9F4, var(--fondo));
  border-bottom:1px solid var(--borde);
}
.cabecera-producto .etiquetas{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:14px;}
.etiqueta{
  font-size:.76rem;font-weight:700;text-transform:uppercase;letter-spacing:.05em;
  background:var(--aval-suave);color:var(--aval);padding:6px 12px;border-radius:999px;
}
.etiqueta.laton{background:var(--laton-suave);color:#8A6A34;}

.dos-columnas{display:grid;grid-template-columns:1.5fr 1fr;gap:40px;align-items:start;}
@media (max-width:960px){.dos-columnas{grid-template-columns:1fr;}}
.formulario-pegajoso{position:sticky;top:110px;}

.caja-descarga{
  background:var(--laton-suave);border:1px solid #E3CFA0;border-radius:var(--radio);
  padding:22px;display:flex;gap:16px;align-items:center;margin-top:24px;
}
.caja-descarga .icono-pdf{
  width:46px;height:46px;flex:none;border-radius:10px;background:var(--laton);
  color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:.75rem;
}
.caja-descarga p{margin:0;font-size:.9rem;color:#6E5427;}
.caja-descarga a{font-weight:700;color:var(--azul-marino);text-decoration:underline;}

table.tabla-precios{width:100%;border-collapse:collapse;margin:18px 0;}
table.tabla-precios th, table.tabla-precios td{
  text-align:left;padding:10px 12px;border-bottom:1px solid var(--borde);font-size:.92rem;
}
table.tabla-precios th{color:var(--azul-marino);font-family:var(--fuente-display);}

.aviso-caja{
  background:#FBEFEC;border:1px solid #E9CFC7;border-radius:var(--radio-chico);
  padding:16px 18px;font-size:.88rem;color:#7A342A;display:flex;gap:10px;
}